Thursday, May 11, 2017

WHIO – Recognizes Ryan Gillen Accomplishment


WHIO posted local Realtor – Ryan Gillen was among over 300 professionals who applied and was awarded this honor.  #RyanGillenTeam  #30under30 #RGTishereforyou

Tuesday, March 14, 2017

A Dayton Bucket List-Must

Dayton bucket list: Rustic hike and gigantic pancake adventure

Courtesy of Connie Post - Staff Writer for dayton.com
Want to go?
WHAT: Clifton Mill restaurant
WHERE: 75 Water St., Clifton
HOURS: 9 a.m.-4 p.m., Monday-Thursday; 9 a.m.-8 p.m., Friday; 8 a.m.-8 p.m., Saturday; 8 a.m.-4 p.m., Sunday
Add this to your autumn bucket list: a beautiful hike along the river that leads to a quaint country restaurant inside the only operating grist mill in the area.
I’ve hiked the trails at John Bryan State Park in every season, in every month, and my favorite time of all is in September and October. Subtle changes are already occurring in the foliage, and the Ohio Department of Natural Resources predicts peak color in our area will happen in late October.
Here are 5 things to see and do while you're there:
THE AREA’S MOST SCENIC TRAIL
Take the main entrance into the park and go past the camp store. Stay straight and you’ll go down a long winding road to the lower parking lot. From here, hike along the Pittsburgh-Cincinnati Stagecoach Trail along the course of the Little Miami River that cuts through the limestone gorge. The park’s camp store attendant Andi Williams told me this is her very favorite trail in the park. “The whole thing is about history,” she said.
WOOLLY BEARS
Williams also said she’s already spotted a couple woolly bear caterpillars. According to folklore, these black-and-rust-striped fuzzy Isabella tiger moth larvae forecast the coming winter -- the more black and less rust, the harsher the winter. Be on the lookout for woolly bears and other caterpillars, but remember some species are poisonous, so leave them alone.
The first bridge you’ll pass is closed for repairs. The next bridge is where John Bryan State Park ends and Clifton Gorge State nature Preserve begins. Take a few moments to walk on this second bridge to see the river.
BADASS JUMP ACROSS THE GORGE
Then continue on the trail. About 75 minutes from the time you started, you’ll come to an historic marker. This is where in 1778 Cornelius Darnell, one of the men in Daniel Boone’s party, daringly jumped across the gorge to escape the Shawnee who were intent on torturing him to death if they captured him.
In a few minutes, you’ll reach the Clifton Gorge parking lot. Follow the road a couple blocks for one of the best country-style meals in the area.
HISTORIC GRIST MILL
Clifton Mill was built in 1802. The water-powered grist mill provided cornmeal for federal troops during the War of 1812. Stroll around the grounds and check out the covered wooden bridge, wishing well and 1940s Gas Station Museum. During December, people come from all over the region to see Clifton Mill's stunning holiday lights.
RIDICULOUSLY HUGE PANCAKES
Sit in the restaurant and enjoy looking out the window at the waterwheel. The menu is extensive. After a brisk hike, consider the Country Eggs & Cake – two eggs, with one gigantic buckwheat, buttermilk or cornmeal pancake and your choice of pecan-smoked bacon or sausage for $8.49. The pancake is as big as the plate – no joke! I highly recommend the pancake experience. Another of my personal favorites is Clifton Mill’s “Eggs Benedict,” which two poached eggs and old-fashioned ham on a toasted biscuit with Hollandaise sauce for $8.25.
Now, it’s time to go back the way you came.

Thursday, January 12, 2017

How do HOA's work?

When you purchase a home, there’s a good chance you’ll have to pay a homeowners association fee, especially in gated communities, townhouses, condominiums, and other similar planned neighborhoods. The idea is to keep common areas clean and maintained, and there’s usually an HOA board that is responsible for setting the rules and regulations.

Each HOA is different, but most have the same core elements. You’ll typically pay your HOA fees either monthly or annually, and it’s an important factor to consider when you’re weighing your options for a new home. So what is typically included in your HOA fees?

First, the fun stuff Amenities are typically the big perk of living in a community with an HOA. While you lose out on some of the freedom of living without an HOA, you instead get community amenities like a maintained pool, gym, clubhouse, tennis courts, and other amenities. The HOA fees pay for cleaning and maintenance, so—in theory—you’ll always have a clean pool whenever you want to use it.

Protecting the community HOA fees often contribute to insurance for the community amenities, as well as a fund for unexpected repairs to damaged community property—think damage from weather or accidents.

General maintenance Your HOA fees will go toward maintaining the general safety and upkeep of the community. This means things like elevator maintenance for condominiums, snow removal, and trash/recycling services.

Be active in the association There may be a board of directors, but homeowners associations exist for the betterment of the entire community, and every voice matters. HOA meetings—and the amenities they support—provide great opportunities to meet your neighbors and make your community a better place.



New Homebuyer Tips

Five tips for first-time buyers

No matter how much time you spend on researching and educating yourself about your home purchase, it’s hard to cover every detail. Here are a few tips for avoiding rookie mistakes with your first home purchase.

  1. Save as early as you can: Even if you think you’re years away from buying your first home, try to start saving for your down payment. It makes a huge difference in your monthly payments, and helps avoid paying Private Mortgage Insurance.
  2. Be thorough with mortgage shopping: There are countless resources out there that can help you get the best terms for your mortgage. It may seem like a lot of work to shave less than a point off your mortgage rate, but it’ll save you thousands in the long run.
  3. Consult a skeptic: You’re likely to fall in love with a home, and that can make it difficult to take problems seriously. Bring along a skeptical friend or family member who can give you an honest opinion.
  4. Be patient with getting settled: You’ll be anxious to make your new home your own, but take some time to see how your budget truly shakes out. In other words, hold off on big furniture purchases and remodeling projects.
  5. Make sure you’re happy with the neighborhood: The house may be perfect, but don’t discount the surroundings. You don’t want to end up in the suburbs if you’re going to miss walking to your favorite coffee shop, and you don’t want to settle for the city if you’re looking forward to some peace and quiet.


C/o Breakthrough Broker

April Hauser

Ryan Gillen Team

Irongate Inc., Realtors

937-305-5370